The UK’s first digital mortgage lender that makes it possible to get a mortgage completely online in a fast and transparent way.

Self-written Molo mortgage calculator that provides consumers with the approximate result of the possible offers based on internal calculations and the personal data provided by a user.

Molo allows you to enter the data (like property price, rental income, are you buying or doing remortgage) on the mortgage page, and get several products differentiated by interest rate, different fees, repayment amount right away.

When the mortgage business grows, there always a need for more and more underwriters to handle the number of requests, which leads to expenses growth.

We’ve created property and credit valuation tools that allow Molo to scale easier and mitigate the risk of significant valuation stage costs growth.

Credit history valuation is one of the things that make the process of getting a mortgage longer.

We integrated Molo with Open Banking and Experian, so underwriters get access to user’s banking operations and can do the valuation way faster and easier.

It shouldn’t be time-consuming to verify personality, and we ensured Molo has the technology that significantly reduces the time needed.

It’s enough to take passport picture and selfie to help ID verification mechanism make sure that you are actually you.

There are certain kinds of UK-specific regulations related to mortgages — let’s say, you have a property with a thatched roof, so the offer you will receive also states you’ve got to get an Energy Performance certificate.

We implemented a legal maintenance tool that allows automating the process and save underwriters’ time and efforts.

Personalization is the key in the digital business of 21st century, especially when it comes to financial industry.

Molo provides users with custom relevant and affordable products based on data (like income and property price) they entered.