Insurance
Recommendation Agent
(Under NDA)

A conversational recommendation engine that analyzes user profiles, risk tolerance, and regional rules to recommend optimal insurance policies across multiple providers.
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legaltech
Industry
Partnership
Since 2024
Team size
6 Engineers
How we started

A New-York-based InsurTech startup needed an intelligent front-end to replace static comparison tables. Users frequently abandoned flows due to complexity and lack of explanation for policy differences.

They requested a transparent AI agent that could interpret user intent, query provider APIs, and explain recommendations in plain language —
all while remaining compliant with insurance advertising regulations.

Partners since 2023
Services Delivered
team Composition
Technology Stack
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Why They Chose Us

We had experience integrating complex API ecosystems with natural-language layers and implementing explainable AI (XAI) for financial products. Our compliance-by-design process aligned with state and federal insurance disclosure requirements.

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Insights

Common Issues
We Identified

01 Opaque Comparisons:
Users saw price differences without understanding
coverage trade-offs.

02 Fragmented Provider Data:
Varying field names, exclusions, and localization.

03 Long Response Times:
Clinicians ignored > Multiple sequential API calls made the UI feel sluggish.

04 Compliance Risk:
Explanations needed to avoid “advice language”
prohibited by regulators.

Solutions

What We Did

1. Unified Provider Schema

  • Built an aggregation layer normalizing 15 + insurance
    APIs into a unified schema.
  • Introduced an ontology for coverage attributes
    (deductible, copay, liability limits).

2. Recommendation Engine

  • Created a scoring model combining coverage adequacy,
    premium, provider reliability, and customer rating.
  • Wrapped this model in a GPT-4-driven conversational interface
    using LangChain to dynamically prompt the LLM with filtered data.

3. Explainability and Compliance Controls

  • Designed templated “neutral explanations” — factual
    comparisons rather than prescriptive advice.
  • Implemented rule-based output sanitizer to block
    non-compliant language.

4. Performance Optimization

  • Parallelized provider queries using async coroutines,
    reducing response time from 7 s → 1.9 s.
  • Cached frequent quote combinations
    in Redis for instant replay.
Impact and Results

Impact and Results

01/
Quote-to-purchase conversion ↑ 35 %.
02/
Session completion rate ↑ 42 %.
03/
Support queries about coverage terms ↓ 40 %.
04/
Agent deployed across 3 markets (NY, CA, FL) with localized compliance models.