Automated advisory developed to provide the consumers with the advice on which products “best suit” their needs and circumstances.

Precise valuation tool to evaluate the real estate and verify people's identities using a photo-based identity document, a selfie, and artificial intelligence algorithms.

Initial offer mechanism that provides the mortgage offer after verifying customer’s credit scores.  Client data verification and the check of credit history, with the additional appliance of the Molo internal lending policies, also happens here.

Legal maintenance tool developed to manage and resolve all the legal aspects of the deal, including all verifications of land lease status and adherence to all mortgage conditions.

Throughout life cycle mortgage management module that holds regular payments, as well as close treatment of arrears cases.