Top Insurance Software Development Companies in 2025

The creation of software for insurance requires unique industry experience, regulatory knowledge, and technical know-how. Choosing the right insurance technology partners is the only fail-proof way to avoid risks, cut costs, and save time while getting a high-quality business solution. 

Insurtech is a large and highly demanded market segment valued globally at over one trillion dollars by 2025. Insurance software development companies have a very responsible job of assisting the digitization of insurers’ often confidential operations. 

This article highlights a list of insurance software companies based on their domain expertise, technology stack, team size, hourly rates, and global client impact, offering a diverse mix to fit different business needs.

Why invest in custom insurance software development

With most existing insurance-related operations gone digital, insurers must keep up and digitize accordingly. For this, they invest in the digital transformation services that allow them to acquire a tool, an app, or a platform for two-sided interactions—with customers or target users. 

However, there are many off-the-shelf solutions available for immediate integration and use. Custom insurance software helps translate the unique attributes of the business, implement a specific set of functionalities, and create something tailored for individual use. 

Why choose custom solutions for insurers? Strategic advantages in the long run. Pre-built, off-the-shelf insurance software can enable you to get to market quickly, within a few weeks, with lower upfront costs. That’s true. But there is also a downside to this. 

Readymade options lack the long-term scalability and flexibility of the ones tailored to your specific needs. By avoiding vendor lock-in, you maintain the freedom to adapt to the constantly evolving industry regulations, risk models, and customer expectations. 

Best insurance software development companies

To help you find the most competent insurtech partner, here are the top insurance custom software development companies that stand out in 2025. 

Django Stars

Django Stars is a versatile developer with a big staff and an extensive stack, with a particular focus on fintech and insurtech. The company specializes in full-cycle, all-purpose bespoke software development, building solutions for policy management and administration. It claims automation, dashboards for reporting and analytics, billing and commission apps, custom underwriting tools, and more. They deliver one-stop solutions, which means you get discovery, design, development, compliance, and third-party API integrations all in one place. 

• Team Size: 100–200 employees 
• Tech stack: Python, Django, React, Vue, Angular, Swift, Objective-C, Kotlin, Xamarin,  React Native, Flutter, GitHub, Kubernetes, Docker, AWS, Azure, and more.
• Services and expertise: Custom insurance software development, full-cycle web and mobile app development, startup services (discovery, POC and MVP development), legacy modernization, UI/UX design, support and integrations, and more.
• Clients: 

Lendage — a US-based mortgage platform for quick and easy loan origination online 

We had a long-term tech partnership, during which we built a platform, handled integrations with external services (Salesforce), and created custom tools and analytics features. We used Python, Django, Node.js, REST, Nginx, Redis, Angular, and more.

Testimonials:

Here’s what Django Stars’ clients have to say:

Their insurance software development process:

• Discovery and planning: Django Stars conducts workshops with stakeholders, business analysts, and compliance experts to map insurance processes, pain points, and regulatory needs. This phase defines the scope, architecture, and backlog priorities as part of a roadmap for development. 
• UI/UX and architecture design: The company then launches focused design sprints to shape intuitive interfaces for policy, claims, and underwriting workflows. Our system architects сoncentrate on modular, API-first system blueprints, integration patterns, and scalable tech stacks. 
• Custom insurance software development: Agile development teams build core modules, like policy admin, billing, claims workflows, etc., via Python/Django, Java, .NET. They also integrate automation and AI/ML features for smarter fraud detection and risk scoring. 
• Testing and compliance: Django Stars run automated test suites, including unit, integration, performance, and security testing. They also guarantee early defect detection and compliance with GDPR, Solvency II, and data protection norms. 
• Deployment and support: The company assists multi-stage deployments and helps keep the system live on cloud platforms with rollback and CI/CD pipelines. The company’s post-launch support includes long-term monitoring, version updates, and upgrades of regulatory or product changes. 

Itexus

Itexus focuses on insurance automation and AI-enabled software solutions for claims processing and fraud detection, including customer chatbots and underwriting engines. The agency primarily works with finance, insurtech, and enterprise clients, offering process automation and NLP/ML integration, alongside full-cycle fintech software design and development. It is a safe and go-to option with just the right number of specialists on board. 

• Services and expertise: Fintech software development, Fintech digital transformation consulting, project audit and rescue, UI/UX design, MVP development, QA and testing automation, cybersecurity consulting, etc.
• Tech stack: Python, Django, Node.js, React.js, Flutter, React Native, and more.
• Team size: 150+ specialists
• Hourly rate: $25–$49/hr
• Locations: USA, Poland
• Clients: Insurance agents (NDA), Digital insurance marketplaces (NDA)

Chetu

Chetu works on top-of-the-line software solutions tailored for insurtech and fintech, boasting deep integration with the ACORD standards. For insurance clients, this powerhouse (with ~2,800 people onboard!) creates policy management systems and quoting engines, custom claims systems, compliance tools, and AI fraud detection. For this, the provider utilizes an extensive stack and showcases numerous portfolio cases. 

• Services and expertise: Application and API development, custom software services, business process outsourcing, DevOps, backup and disaster recovery, digital transformation, QA testing, etc.
• Tech stack: .NET, Angular, Laravel, React Native, Ruby on Rails, AWS, Azure, Flutter, Xamarin, Swift, Kotlin, C++, ASP.NET, JavaScript, PHP, Python, and more.
• Team size: 2,800+ specialists
• Hourly rate: Projects costing up to $10,000
• Locations: USA, UK, India
• Clients: National Property Inspections, SASAdoctor

Luxoft

Luxoft delivers enterprise-grade digital engineering services with a strong footprint in the financial and insurance sectors. The company supports full-cycle software development—from modern insurance platforms and claims management systems to analytics dashboards and mobile policyholder apps. Luxoft brings deep domain expertise, enterprise compliance experience, and robust integration capabilities for complex ecosystems.

Services and expertise: Custom insurance software development, legacy platform modernization, digital transformation, cloud enablement, data engineering, AI/ML integration, test automation, and IT consulting.

Tech stack: Java, .NET, Python, Angular, React, Kubernetes, AWS, Azure, Oracle, SQL Server, Kafka, Snowflake, and more.

Team size: 13,000+ specialists
Hourly rate: Custom/Enterprise-level pricing
Locations: USA, Switzerland, Germany, Poland, Ukraine, India, and others
Clients: Allianz, Generali, Aviva, and other global insurers

TechMagic

TechMagic provides full‑stack insurtech solutions, promising to deliver anything from newly developed insurance customer portals and insurance management systems to mobile apps and custom underwriting and billing tools. This vendor emphasizes on React/Node.js/Python stacks, sets up teams with dedicated insurance software experts, and has a global presence.

• Services and expertise: Web, Frontend, and Backend development, MVP and PoC development, SaaS development, legacy modernization, cybersecurity services, cloud implementation, UI/UX design, test automation, etc.
• Tech stack: React, Vue.js, Angular, Node.js, Jest, Snowflake, AWS, Azure, Google Cloud, MySQL, MongoDB, PostgreSQL, DynamoDB, and more.
• Team size: 350+ specialists
• Hourly rate: $50–$99/hr
• Locations: USA, UK, Poland, Ukraine.
• Clients: Bamboo

CHI Software

Another development company with a wide tech and industry focus and rich portfolio. CHI Software has created solutions for document management and claims automation, CRMs, and mobile agent apps. The agency does custom software for insurance companies of big scale. With a formidable staff and no shortage of relevant tools for complex development in the tech stack, CHI Software throws in cross-platform techniques and global presence as a bonus.

• Services and expertise: Custom software and web development, infrastructure and automation, data and tech consulting, DevOps, generative AI consulting and development, CV and NLP development, UX/UI design, QA and testing, etc.
• Tech stack: JavaScript, C++, Python, Node.js, React, TypeScript, PostgreSQL, Express.js, Next.js, AWS, Azure, and more.
• Team size: 800+ specialists
• Hourly rate: $50–$99/hr
• Locations: USA, Spain, Cyprus, Poland, Ukraine.
• Clients: Connected Cars X, Real estate consulting companies (NDA)

Coding Pixel

Coding Pixel is another mobile and web app agency with a forward-thinking focus and obvious design chops (as seen from their own website). The agency stands out for its prevalent take on simple, non-obstructive designs, but at the same time boasting solutions for emergency management and real estate insurance automation software. 

• Services and expertise: Shopify and WordPress website development, blockchain development, mobile app creation, Laravel development, and purpose-built apps.
• Tech stack: Shopify, WordPress, Laravel, Ruby on Rails, Node.js, Zend, Swift, Kotlin, Xamarin, JS, Angular, React.js, Vue.js, etc.
• Team size: 120+ “talented techies”
• Hourly rate: $100–$149/hr
• Locations: USA, India.
• Clients: Contents Buddy, Roadside

Applied Systems

Applied Systems is a true veteran amongst insurance software development companies, with a full-on focus on all things insurance. The firm helps digitize and streamline all angles of insurance operations — property and casualty, digital benefits and payments, AI-powered claims processing, and even marketing automation for agencies. 

• Services and expertise: Insurtech partnerships, digital transformation, custom software development and integration, IoT and AI solutions, QA and testing. 
• Tech stack: ASP.NET, C#, C++, JavaScript, SQL, Angular, Node.js, AWS, Azure, and more.
• Team size: 2,800+ specialists
• Hourly rate: $25–$49/hr
• Locations: USA, Canada, UK, India, Israel.
• Clients: Schneider & Associates Insurance Agency, Prins Insurance Inc.

How to choose the insurance software development company

Use the checklist below to pick insurance software developers from among the top insurance software companies. 

Industry specialization and domain knowledge

• Proven experience in insurance-specific software.
• Technical specializations in fintech and insurtech.
• Expertise in the UI/UX design for insurance clients.

Tech stack and development expertise

• Cloud-native tools for insurance software solutions.
• Programming languages and development frameworks.
• Tools for hybrid and cross-device development.

Team structure and collaboration

• Teams tailored and structured to work on digital insurance platforms.
• Consistent team members, like named developers (senior, mid, and junior), PMs, and, especially, leads.
• Teams that can be scaled up and down mid-workflow.

Compliance, security, and QA practices

• Compliance with GDPR, HIPAA, Solvency II, and ISO/PCI regulations.
• Experience integrating insurance APIs, legacy policy administration systems, ACORD formats, billing, or analytics platforms.

Development methodology and transparency

• Agile frameworks, like Scrum or Kanban, or a hybrid of both.
• Software development consulting services.

Portfolio, case studies, and testimonials

• Insurance app development case studies.
• Metrics-based results and relevant statistics.
• Client testimonials and reviews.

Long-term support and product evolution

• Post-launch support and scaling.
• Preventive monitoring and adaptive planning.

Some red flags to avoid

• Overpromising unrealistic timelines or outcomes
• Lack of transparency in processes or contracts
• No named team or high staff turnover
• Unclear deliverables or refusal to share content
• No post-launch support plan

Conclusion

Your next insurance software project can only rely on the savviest agency available for partnering up with. Make sure your candidates know their thing — this exhaustive article should help. However, it’s essential to find a firm that combines professionalism with the individualized approach and aesthetics you prefer. 

If you are looking for ultimate flexibility, consult with the pros at Django Stars before embarking on an insurtech or other software project.