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In January 2019, a small research company called Small Biz Trends – famous for investigations of trends and reasoning behind the most notorious marketing campaigns in digital business – released the results of their most recent work on why startups fail. The main takeaway is that 9 out of 10 startups fail – and sadly, not all the reasons are clear. What I admire about this kind research is that...
In the 21st century, we are feeling like we are finally living in the future that everyone’s been waiting for, and picturing in movies. We may not have flying sneakers yet, but contactless payments, for instance, isn’t that bad either. And keyword fintech became one of the most popular notions of 2018. Especially, in terms of how it affects how we manage, invest, borrow, and save our money, and how...
Here comes RegTech — a new field in technology that ensures that companies, especially tech firms, act in accordance with implemented government rules and regulations. The first time we came across the term RegTech was when our team was deliverin Python development services to Clear Minds – an investment platform that acts like a digital adviser for people who are willing to make a profitable investment for the long run. During...
Fintech is a maze. It’s a thrilling and extremely complex industry for software development. There are state level regulations, integrations with different services and institutions, bank API connections, etc. to deal with. Another challenge is the high level of trust from the end users required to run finance, mortgages, investments and such. These, in turn, require the highest level of security, functionality, and correspondence with requirements. What I’m trying to...
The thing I like about finance is that this industry is as old as time – and yet, few people dare enter it. Luckily, technology helps to ease the everyday human engagement in financial activities. Financial technology aka fintech is a popular start-up sector for entrepreneurs, as more and more people are striving for financial literacy. The shift to treating one’s finances more intelligently has led the creators to apply...